Are you ready to buy a house? If the answer is yes, then we can help you get a great home loan. We will work to get you the lowest interest rates and monthly payments to match your budget. Our home mortgage programs cover conventional, VA, FHA, adjustable and balloon payment loans. There’s a lot of information to share with you, and our experienced loan agents are here to help find the perfect mortgage for you.
The loan process may look lengthy, but we’ll be there to answer all of your questions. It’s easy when you take it step by step, and keep all of your documentation in one place. The most important part is to answer the questions completely and accurately so that there’s no delay later in the process. You’ll want to get pre-qualified to determine how much money you can borrow to buy a house and to make sure there are no issues when filling out the mortgage application.
The next step is the application for a home loan. Look it over first and contact us if you’re unsure about any of the questions before you fill them out. You’ll be answering questions similar to the pre-qualification form regarding your work history, credit and financial information. It’s important that you complete the application and submit it by the deadline given to you.
The loan processor will look at your application and fact check it for accuracy. An appraiser will make a determination of the value of the property and submit this information to the loan processor. If all goes well, your loan packet is then submitted to the underwriter, who makes a final check of everything in the application.
Once your loan is approved, you’ll receive a contract to sign. You’ll want to read this carefully because it includes your loan amount, interest rate and other important financial information. Once you sign the loan contract and the closing fees are paid, we fund the loan and the title will be transferred to your name. Call us today to get your home loan application started.
Use our calculators to help you estimate how much you can afford on a new loan or what you could save with a refinance.
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EQUAL HOUSING LENDER. License may be checked at www.nmlsconsumeraccess.org
License(s): Alabama Consumer Credit License 21433 | Colorado Mortgage Company Registrant | DC Mortgage Dual Authority License MLB112516 | Arkansas Combination Mortgage Banker/Broker/Servicer License 101560 | Florida Lender License MLD129 | Florida Mortgage Lender Servicer License MLD1715 | Georgia Residential Mortgage Licensee 21045 | Illinois Department of Financial & Professional Regulations MB.6761311 | Kansas Mortgage Company License MC.0025032 | Louisiana Residential Mortgage Lending Licensee | Maryland Mortgage Lender License 18626 | Michigan 1st Mortgage Broker/Lender FL0017515 | Mississippi Mortgage Lender 112516 | Missouri Residential Mortgage Broker License 19-2051 | New Mexico Mortgage Loan Company | North Carolina Commissioner of Banks L-181551 | Pennsylvania Mortgage Lender License 32852 | Oklahoma Mortgage Lender License ML010110 | South Carolina BFI Mortgage Lender/Servicer MLS-112516 | Tennessee 109381 | Texas SML Mortgage Banker Registrant | Virginia Mortgage Lender/Broker MC-5371
TEXAS COMPLAINTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND ORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
As a family-owned business, we are deeply devoted to delivering exceptional customer service. If at any time you feel you are not receiving this level of service, please feel free to contact Sara Christensen Adams, VP & Director of Operations at 407 641-0994 or by email: sca@cfimail.net
Christensen Financial, Inc. | NMLS ID # 112516 is an Equal Housing Lender - ©2019 All Rights Reserved.