Your Mortgage Lenders in Lakeland, Florida

If you’re planning on refinancing or purchasing a new home in Lakeland, Florida, CFI can help. We’re a leading mortgage company that provides a comprehensive suite of loan products for residential real estate. Contact us right now to learn more about our products, or if you’re ready, apply for a loan online.
3823 Laurel Branch Ct. Lakeland, FL, 33810 Get Started

How Does the Loan Process Work?

We follow a straightforward process for all our customers who are seeking financing. Almost all the heavy lifting for your loan application happens on our website. That means it’s very convenient to apply online, and you can check the status of the loan application at your convenience on our site.

  • You’ll start your customer journey with the pre-qualification process.
  • After that, you’ll check out the choices of mortgage programs and rates.
  • Next you’ll fill out the application and submit it online.
  • Once your application is in, our team will process your application to ensure accuracy.
  • If necessary, you can easily add more documentation by uploading it to our website.
  • After all the forms and documents are in, we pull a credit report and check your score.
  • Next, your property that you’re purchasing or refinancing will need to be appraised.
  • Then the underwriting process happens, and that’s where the final decision concerning your loan application happens.
  • Once your application achieves approval, it’s time to schedule the closing on your home purchase or mortgage refinance.

 

We know that your limited time is valuable, and that’s why CFI makes it easy to apply. Checking the loan application status online reduces stress and lets you know where you stand. Why deal with companies that don’t provide timely information? Your homebuying or home loan refinancing experience should be stress-free. CFI has the loan products you need, and we’re willing to go the extra mile to ensure you get approved.

What Kinds of Loans Does CFI Offer in Lakeland, FL?

It doesn’t matter what the type of size or your loan is, we have options. Check out our entire range of mortgage loans and decide which one is best for you. Some of the kinds of loans we offer include:

  • Conventional loans
  • 15-year fixed mortgages
  • Jumbo loans for larger mortgages
  • Reverse mortgages
  • 30-year fixed mortgages
  • Veterans Affairs loans
  • Adjustable-rate mortgages
  • USDA loans
  • State and local housing programs

 

There’s a loan program for virtually any homeowner. If you’re a veteran of the military or a first-time homebuyer, there are unique plans available.

Veterans Apply Online

Veterans are eligible for loans through the Veterans Affairs, which carry lower fixed interest rates and other benefits. If you’re a veteran, contact us to find out your eligibility. If you’re presently looking to buy a new home in Lakeland, Florida, and surrounding areas, CFI should be your first choice.

Get Your First Home Now

First-time homebuyers have several options for financing and may even be eligible for no down payment and zero-interest loans. If you’re buying your first home, speak with a CFI representative to discuss your options.

We also carry loans for every other type of homebuyer. If you’re looking to refinance and have excellent credit, you can pay less on interest, which lowers your monthly payments. It’s worth exploring your options, as the savings can end up being significant.

Owning a home is a significant step toward financial freedom. With the right mortgage lender at your side, you’ll be able to secure an ideal house. Apply online if you want to begin the process now.

Deal With a Mortgage Company You Can Trust

CFI has the loan programs you need to refinance or finance a home purchase. Lakeland, Florida, is an excellent place to live, and the residents enjoy beautiful weather most of the year.

We’d love to help you put down roots in the community, and we’re the mortgage lenders Lakeland trust. Whether you’re looking for loans with fixed rates or alternative products, CFI has the answers you seek. Contact us today or apply online!

Need Help Crunching the Numbers?

Use our calculators to help you estimate how much you can afford on a new loan or what you could save with a refinance.

Our Process

Mortgage

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Reverse Mortgage

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First Time Home Buyers

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Mortgage Refinance

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Home Improvement Loans

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Government Loans

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Get In Touch

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