Our loan process starts with prequalification. During the prequalification process, we work with you to gather all the required documents to determine the size of the home loan. Criteria we use to determine this amount include factors such as your monthly income, your outstanding debt, and your employment status.
While there are no firm rules for getting approved for home loans, for best results, a history of steady employment and a favorable credit score go a long way to help secure the funding for your new home purchase. At CFI, we work with each client on a personal level to provide the financing for a home purchase. We’re an Orlando mortgage company that cares!
During the prequalification process, our loan officers are happy to explore and to explain programs that could be available to you, including programs for first-time homebuyers and veterans.
It’s worth noting that getting a prequalification for a home loan isn’t a formal agreement to purchase a home. Instead, it serves as a basic guideline that saves you time when looking for homes. With a home loan prequalification in hand, you can search residences that are within your budget with more confidence.
Without a prequalification for a home loan program, you could spend time viewing properties that are too expensive, which is a poor use of time for not only you but also for the agents, realtors, and other real estate professionals involved in your purchase of a home.
While expected times for prequalification may vary, at CFI, we do our best to prioritize applications and to process them promptly so that our clients can move to the next phase of the home buying process.
Use our calculators to help you estimate how much you can afford on a new loan or what you could save with a refinance.
Lorem ipsum dolor sit amet, consec tetur adipisc ing elit, sed do eiusmod tempor incididunt
Lorem ipsum dolor sit amet, consec tetur adipisc ing elit, sed do eiusmod tempor incididunt
Lorem ipsum dolor sit amet, consec tetur adipisc ing elit, sed do eiusmod tempor incididunt
Lorem ipsum dolor sit amet, consec tetur adipisc ing elit, sed do eiusmod tempor incididunt
Lorem ipsum dolor sit amet, consec tetur adipisc ing elit, sed do eiusmod tempor incididunt
Lorem ipsum dolor sit amet, consec tetur adipisc ing elit, sed do eiusmod tempor incididunt
Lorem ipsum dolor sit amet, consectetur adipiscing elit. In dignissim, lacus vitae tempus elementum, tellus mauris dignissim lectus, eu placerat sem mauris non magna. Mauris purus.
EQUAL HOUSING LENDER. License may be checked at www.nmlsconsumeraccess.org
License(s): Alabama Consumer Credit License 21433 | Colorado Mortgage Company Registrant | DC Mortgage Dual Authority License MLB112516 | Arkansas Combination Mortgage Banker/Broker/Servicer License 101560 | Florida Lender License MLD129 | Florida Mortgage Lender Servicer License MLD1715 | Georgia Residential Mortgage Licensee 21045 | Illinois Department of Financial & Professional Regulations MB.6761311 | Kansas Mortgage Company License MC.0025032 | Louisiana Residential Mortgage Lending Licensee | Maryland Mortgage Lender License 18626 | Michigan 1st Mortgage Broker/Lender FL0017515 | Mississippi Mortgage Lender 112516 | Missouri Residential Mortgage Broker License 19-2051 | New Mexico Mortgage Loan Company | North Carolina Commissioner of Banks L-181551 | Pennsylvania Mortgage Lender License 32852 | Oklahoma Mortgage Lender License ML010110 | South Carolina BFI Mortgage Lender/Servicer MLS-112516 | Tennessee 109381 | Texas SML Mortgage Banker Registrant | Virginia Mortgage Lender/Broker MC-5371
TEXAS COMPLAINTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND ORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
As a family-owned business, we are deeply devoted to delivering exceptional customer service. If at any time you feel you are not receiving this level of service, please feel free to contact Sara Christensen Adams, VP & Director of Operations at 407 641-0994 or by email: sca@cfimail.net
Christensen Financial, Inc. | NMLS ID # 112516 is an Equal Housing Lender - ©2019 All Rights Reserved.