Remove Yourself From the Rent Race With Home Ownership

If you’ve had enough of spending all your money on rent and not getting anything back in return, perhaps you should consider making a home purchase. Doing so would help you to build equity and give you pride in homeownership. When you work with an experienced mortgage lending company with a deep understanding of all the available loan programs, you can’t go wrong. Christensen Financial (CFI) has the mortgage lenders Windermere residents rely on for all kinds of home loans.
5021 Wise Bird Drive Windermere, FL, 34786
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Save Time and Hassle With A Home Loan Prequalification

Prequalifying for a home loan is the most effective way to streamline the homebuying process from start to finish. With a home loan prequalification, you get the advantage of knowing your approximate financing eligibility. With this information, you can consider homes and residences that fit within this price range, saving you time and frustration.

Another distinct advantage of having a prequalified home loan is that realtors, agents, and home sellers will take your offer or interest in their properties more seriously. When they know that you already have taken steps to secure a loan, they understand that your capacity to finance the property is more secure than other prospects who haven’t yet determined their eligibility to borrow for a home loan.

During the prequalification process, the professionals at CFI will work with you to explore any loan programs that can help with no or low down payment options, reduced closing costs, or other applicable discounts and promotions that are available to you. Our goal is to simplify the mortgage lending process so that you can enjoy an exceptional home buying experience.

Take Advantage Of Loan Programs That Make Home Ownership More Affordable

If you are a first-time homebuyer or a Veteran, there are multiple programs in place to help make homeownership more affordable. While the exact eligibility details of each program vary, some of the benefits could include down payment assistance or other tax credits. If you have questions about these programs, be sure to consult with your CFI loan professional. We’re always pleased to answer your questions about the various loan programs available today.

After getting prequalified, the next step in the loan process is completing the formal home loan application. During this phase, you’ll provide the loan officer with copies of bank and investment statements, tax returns, and W2 forms, which help to prove your capacity to repay the loan. All of this information gets sent to underwriters to review and verify. 

Once this information gets confirmed for accuracy, the rest of the loan process moves relatively quickly to closing, if the loan is approved. 

Refinancing And Reverse Mortgages

In addition to working with first-time homebuyers, CFI is available to help with refinancing or getting a reverse mortgage on your Windermere residence. 

Refinancing is a viable option for homeowners to secure more favorable interest rates on the balance of their existing mortgage, a way to consolidate debt or a way to shorten the overall term of your loan. 

Reverse mortgages offer a way for homeowners over age 62 to tap into the cash equity of their home without paying taxes. For people with limited income, this mortgage option offers a way to increase their cash flow without adding tax burdens.

If you’re searching for a mortgage loan, refinancing, or a reverse mortgage for a residence in Windermere, reach out to CFI today.

Need Help Crunching the Numbers?

Use our calculators to help you estimate how much you can afford on a new loan or what you could save with a refinance.

Our Process

Mortgage

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Reverse Mortgage

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First Time Home Buyers

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Mortgage Refinance

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Home Improvement Loans

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Government Loans

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Meet the Team

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