Get Approved for Your Winter Springs Home Purchase

When you’re looking for new home mortgages or refinancing existing ones, consider Christensen Financial (CFI). We’re experts in lending in Winter Springs, Florida. If you’re planning on purchasing a new home in the area, our mortgage programs are the answer.

Finding the ideal loan doesn’t have to present a challenge. We have an entire range of loan options, including government-backed loans for people who qualify. Our whole online application process removes the guesswork from taking out a mortgage. Apply now online and buy your dream house quickly.

1401 Town Plaza Court, Suite 2040, Winter Springs, FL 32708

don.almeida@cfimortgage.com
407-930-9116
321-972-3194

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What Does the Loan Process Consist Of?

Our streamlined loan process allows you to apply online and check the status of your loan application using our website. We follow a specific approach to ensure your loan application is accurate and ready for approval.

First, you’ll have to complete the pre-qualification process.
After that, we’ll help you research the myriad choices of mortgage programs and rates.
Thoroughly complete and submit the online application.
Our experienced team processes your application and ensures that all information is accurate.
If needed, you’ll be able to submit any additional documentation by online upload.Our team pulls credit reports to ensure you have a sufficient credit score.
The property you’re purchasing or project you’re building will need necessary appraisal information.
The underwriting process happens, and that’s where the final decision happens.
Once the application is approved, it’s time for closing on the house.

Following this process results in you taking ownership of the property with a mortgage in place. We’re here to help, so whenever you run into a question, reach out. Our team understands the lending industry well and will help you get the mortgage needed to get keys for your home.

There’s no reason to deal with Winter Springs mortgage companies who don’t work fast to ensure complete customer satisfaction. Our reputation is excellent among our clients because we always strive to help them fund their projects.

Find out why we’re the leading Winter Springs, Florida, mortgage lender. Discover for yourself how purchasing a new home can be quick and painless. Refinancing is also an option for anyone who wants to save on monthly payments.

Types of Loans CFI Offers in Winter Springs, FL

CFI has what you need when it comes to mortgage lending. If you’re looking to make a home purchase, one of our loan programs will fit. We carry the full range of offerings, including government-backed loans for qualified borrowers.

Check out our loan products and see if one applies to you:

Conventional loans
Veterans Affairs loans
Jumbo loans
Reverse mortgages
USDA loans
30-year fixed mortgages
15-year fixed mortgages
Adjustable-rate mortgage
State and local housing programs

CFI has loans of all sizes, including Jumbo Loans. If you’re looking at a high-end property, we can help. This year’s limit for these types of loans is $510,400 in most places and $765,600 in the highest cost neighborhoods.

Some borrowers also qualify for superior terms. First-time homebuyers and veterans of the military are both eligible for government-backed loans.

A government-backed loan is more likely to get approval because of the guarantee. Even more importantly, such loans come with a few advantages. First-time homebuyers may be eligible for zero down payment loans and also for a zero-interest one in some circumstances.

The VA assists veterans in securing homes. They financially back VA home loans so that vets pay lower interest rates and have relaxed down payment requirements. If you’re interested in either program, contact us for more information.

Lower fixed rates mean you pay less interest, and your monthly payments may undergo a significant reduction. No matter what your current situation, we have a program to help. Your home purchase doesn’t have to be frustrating with CFI there to assist. Contact us today to get started!

Need Help Crunching the Numbers?

Use our calculators to help you estimate how much you can afford on a new loan or what you could save with a refinance.