How much house can I qualify for?

This calculator will help you to determine how much house you can afford and/or qualify for. Complete or change the entry fields in the “Input” column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information

Purchase price:
Down payment:
APR:
Loan term (years):

Annual Payment Info

Property taxes:
Insurance:
PMI:
Association fees:

Debt & Income Info

Gross income:
Monthly debt payments:

Your Results

Down payment:
Loan amount:

Monthly Payments

Total monthly (PITI):
Principal & interest:
Property taxes:
Insurance:
PMI:
Association fee:
Tax deductable portion:

Do You Qualify?

Qualify for loan?:
Max qualifying loan amount:
Income to payment ratio (ideally below 28%):
Debt to income ratio (ideally below 36%, can touch 50%):
Longer term loans may take a few moments for amortization schedules to be generated.